Earnings Estimates

Earnings Estimates

Term
Net Interest Income After Loan Loss Provision
Definition
Net Interest Income After Loan Loss Provision represents net gains from loan operations over capital costs for the loans provided after considering expected Loan Loss Provision expenses. It is computed as Interest Income, Bank less Total Interest Expense less Loan Loss Provision.
Term
Net Interest Margin, Total -%
Definition
Net Interest Margin, Total - % represents the Company level Net Interest Margin, as reported by the company. It shows the difference between interest income earned and the interest paid on borrowings by the bank, as a percentage of its earning assets.
Term
Net Interest Spread, Total -%
Definition
Net Interest Spread, Total - % represents the Company level Net Interest Spread, as reported by the company. It shows the difference in the borrowing and lending rates of the bank.
Term
Net Investment Income
Definition
Net Investment Income represents total earned investment income of an insurance company, reduced by investment expenses directly related to investing activities. However, the investment income is limited to earnings on capital such as interest income, dividend income, etc., and does not include Realized Gains (Losses) on sale or Unrealized Gains (Losses) on valuation of such investments.
Term
Net Loans
Definition
Net Loans represents total loans to customers, reduced by possible default losses and unearned interest income. Reuters computes Net Loans by taking Total Gross Loans and subtracting:
Loan Loss Allowances
Unearned Interest.
Term
Net Operating Income (NOI)
Definition
Net Operating Income (NOI) represents the underlying profitability of the operating properties of the REIT/ Real Estate company. It is a non-GAAP measure that is generally equivalent to tenant revenues less labor and facility operating costs and management fees.
Term
Net Outpatient Revenues
Definition
Net Outpatient Revenues represents the total billed value for the services provided by the hospital to its outpatients.
Term
Net Post-Retirement Assets
Definition
Sum of assets and liabilities for Post-Retirement plans.
Term
Net Premiums Earned
Definition
Net Premiums Earned represents premiums earned proportionate to the amount of potential risks taken by a company.
Term
Net Profit Margin
Definition
Net Profit Margin represents Income Available to Common Excluding Extraordinary Items divided by Total Revenue.